For many seniors, the years after retirement aren’t always free from worry. Today’s seniors have a number of pressing concerns that can interfere with their physical and mental wellbeing. Understanding these concerns and knowing how to plan for the future can ensure every senior has what he or she needs to enjoy the golden years.
Affordable Housing
e retirement years, it’s common for aging adults to experience reductions in their social security or retirement benefits. After retirement, seniors may need to adjust their budgets to accommodate fixed incomes. In some instances, this may mean a senior must downsize to a more affordable home. With rents rising, seniors who already own their homes may prefer to age in place with help from professional caregivers. Families can help seniors with this concern by assisting them with exploring options that best fit their budgets.
At-home care experts are available to provide high-quality care to seniors on an as-needed basis. From assistance with mobility and exercise to providing transportation to the doctor’s office and social events, there are a variety of ways professional caregivers can help your aging loved one continue to live independently.
Healthcare Costs
During the senior years, healthcare becomes even more important. Yet paying for these costs can quickly drain a senior’s budget. Private health insurance plans and medical care have all been impacted by inflation, which means many seniors are saddled with higher rates along with more out-of-pocket expenses. Many seniors worry about having an unexpected illness or receiving a diagnosis that requires long-term care. Comparing insurance plans is one way to combat rising healthcare costs. Additionally, encouraging seniors to take care of their health can reduce the risk of serious illness.
In Green Valley, home care agencies can be a great boon to seniors. With the help of the caregivers at Embrace In-Home Care, your aging loved one can lead a happier and healthier life. We offer a revolutionary program called the Balanced Care Method, which encourages seniors to eat nutritious foods, exercise and socialize regularly, and focus on other lifestyle factors that increase life expectancy.
Prescription Costs
As aging adults are prescribed medications that may not be fully or even partially covered by their primary health insurance plans, finding ways to afford their prescriptions can be difficult. Some seniors use web-based pharmacies to cut their prescription costs, while others find the use of generic products can be a cheap, safe solution. Managing prescription costs along with increasing copayments and the frequent need for medical treatment are very common concerns among older adults.
Long-Term Care Needs
The changes that occur with aging can cause seniors to worry about how they’ll be cared for if they lose the ability to live independently. They often worry about who will take care of them and how much it will cost. Having a plan in place can alleviate this anxiety. Since long-term care in residential facilities is often expensive, finding ways to help a senior age in place with the assistance of a caregiver can often alleviate both financial and healthcare concerns.
Every senior has different needs when aging in place. Some simply need occasional assistance with household chores, while others may be managing a serious illness and require more extensive live-in care. Green Valley seniors can count on Embrace In-Home Care to provide the in-home care they need and deserve. To learn more about our reliable, compassionate in-home care services, contact us at (520) 625-2050 today.